Sunday, June 05, 2022

New Prosperity Magazine: Goldilocks and the Crack-Up Boom

For everyone left out of the Fed's hyper-financialized, hyper-globalized, hyper-inequality "new prosperity," there's always the bargain salmon cassarole.

The latest issue of New Prosperity Magazine addresses the Fed's "Goldilocks" inflation and the coming crack-up boom. New Prosperity Magazine's maiden issue was published back in 2009, shortly after the Global Financial Meltdown had temporarily disrupted the trajectory of prosperity. (The May 2009 cover is below.)

Interestingly, the magazine updated a favorite cost-saving recipe for salmon casserole from the May 2009 issue. Financial meltdowns hurt everyone who owns any of the assets being repriced lower, of course, but they have a way of hurting those living paycheck to paycheck even harder via rampant inflation of essentials and / or mass layoffs.

The Federal Reserve has a "Goldilocks" problem with inflation: inflation was too cold for the Fed's taste for the past decade, and now suddenly it's too hot. The Fed won't let anything like the financial well-being of the bottom 90% of American households get in te way of its implicit goal, which is protecting the wealth of the top 10% and especially the top 0.01%.

To do that, the Fed will have to recover all the ground lost to 2022's spot of bother in stocks and bonds, and restore the trajectory of market gains toward ever-richer valuations. To accomplish that, the Fed will need a crack-up boom: a hybrid inflation which eviscerates labor's modest gains in purchasing power while massively inflating asset valuations.

Higher interest rates are a headwind, to be sure, but a crack-up boom can still be managed if Corporate America can restore the Global-Sweatshop-to-landfill conveyor belt that's boosted profits for decades.

The Fed will lend a hand by herding all the cash sloshing around into equities. The primary feature of the "new prosperity" that began in 2009 is the inequality of its distribution: those with the most wealth and access to low-cost credit corralled the majority of the gains, while those who already owned the assets that ballooned (housing and equities) did well simply by being older than the generations entering the workforce in the 21st century.

For everyone left out of the Fed's hyper-financialized, hyper-globalized, hyper-inequality "new prosperity," there's always the bargain salmon casserole. Move over, Kitty-Cat, the whole family is sharing your supper.

Here's the current issue:



And here's the May 2009 issue:




Recent podcasts/videos:

The Big Problems And Crash Dynamics Of The Spring/Summer 2022 Housing Market Crisis, Simplified (1:08 hr)

My new book is now available at a 10% discount this month: When You Can't Go On: Burnout, Reckoning and Renewal.

If you found value in this content, please join me in seeking solutions by becoming a $1/month patron of my work via patreon.com.



My recent books:

Global Crisis, National Renewal: A (Revolutionary) Grand Strategy for the United States (Kindle $9.95, print $24, audiobook) Read Chapter One for free (PDF).

A Hacker's Teleology: Sharing the Wealth of Our Shrinking Planet (Kindle $8.95, print $20, audiobook $17.46) Read the first section for free (PDF).

Will You Be Richer or Poorer?: Profit, Power, and AI in a Traumatized World
(Kindle $5, print $10, audiobook) Read the first section for free (PDF).

Pathfinding our Destiny: Preventing the Final Fall of Our Democratic Republic ($5 Kindle, $10 print, ( audiobook): Read the first section for free (PDF).

The Adventures of the Consulting Philosopher: The Disappearance of Drake $1.29 Kindle, $8.95 print); read the first chapters for free (PDF)

Money and Work Unchained $6.95 Kindle, $15 print)
Read the first section for free


Become a $1/month patron of my work via patreon.com.




NOTE: Contributions/subscriptions are acknowledged in the order received. Your name and email remain confidential and will not be given to any other individual, company or agency.

Thank you, John S. ($50), for your splendidly generous contribution to this site -- I am greatly honored by your steadfast support and readership.

 

Thank you, Slash L Co. ($50), for your marvelously generous contribution to this site -- I am greatly honored by your support and readership.

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Friday, June 03, 2022

"Pay-to-Play" for the Rest of Us

The more kafkaesque quagmires you've slogged through, the more you hope "pay-to-play for the rest of us" beomes ubiquitous.

You know how "pay-to-play" works: contribute a couple of million dollars to key political players, and then get your tax break, subsidy, no-bid contract, etc., slipped into some nook or cranny of the legislative process that few (if any) will notice because the legislation is hundreds of pages long or a "gut and replace" magic wand was wielded at the last minute.

As the essential systems of everyday life break down and become increasingly dysfunctional, I predict the rise of what I'm calling "pay-to-play" for the rest of us: if you pay for expedited service, concierge service, etc., you will get the kind of service everyone used to get, i.e. functional, prompt and efficient.

As I detailed in Who's Going to Fix What's Broken?, systems such as vehicle registration and tax collection are becoming kafkaesque quagmires where the expected (or promised) services are not provided or are botched.

Waiting for services at the DMV, IRS, et al. and the county welfare office are identical experiences. Poor people have no choice but to put up with long waits and bureaucratic quagmires, but the top 10% who earn almost half of all income and are responsible for roughly half the consumer spending are not amused by services that are equivalent to what the bottom 10% must tolerate out of necessity.

Since nobody in power is truly interested in fixing these large-scale, complex systems, then it's easy to predict the rise of "pay-to-play" for the rest of us: pay an extra fee, get much better service.

There are already examples of this trend. For example, if you want expedited processing of your U.S. passport renewal, that will cost you $60. Given my previous experience with passport renewals, I was happy to pay the extra $60 just to have some additional assurance I was actually going to receive the new passport in a timely manner.

Would I have paid an extra $100 for "expedited processing" of my DMV registration to avoid a 7-month descent into bureaucratic Heck? Yes, with no hesitation whatsoever. Would I have paid $200 for "expedited processing" of my federal tax return to bypass that 7-month kafkaesque quagmire? Gladly, without hesitation.

How about a $500 "expedited processing" of your building permit? Given that those long months of slogging through the quagmire cost real money, a $500 "concierge service" fee to get your permit in 8 weeks rather than 8 months would be a bargain.

"Pay-to-play" is inherently unfair: the wealthy get their interests served, the rest of us tax donkeys and debt-serfs slog through kafkaesque quagmires. "Pay-to-play" for the rest of us will also be inherently unfair, but at least it will democratize "pay-to-play" to the degree that a couple hundred bucks will actually buy better service, and that's within reach of many more households than the million dollars required to access political "pay-to-play."

If systems can't or won't be fixed, then having access to the 10% which still functions is worth a great deal. The more kafkaesque quagmires you've slogged through, the more you hope "pay-to-play" for the rest of us becomes ubiquitous.

How much would you pay for expedited emergency services?




Recent podcasts/videos:

The Big Problems And Crash Dynamics Of The Spring/Summer 2022 Housing Market Crisis, Simplified (1:08 hr)

My new book is now available at a 10% discount this month: When You Can't Go On: Burnout, Reckoning and Renewal.

If you found value in this content, please join me in seeking solutions by becoming a $1/month patron of my work via patreon.com.



My recent books:

Global Crisis, National Renewal: A (Revolutionary) Grand Strategy for the United States (Kindle $9.95, print $24, audiobook) Read Chapter One for free (PDF).

A Hacker's Teleology: Sharing the Wealth of Our Shrinking Planet (Kindle $8.95, print $20, audiobook $17.46) Read the first section for free (PDF).

Will You Be Richer or Poorer?: Profit, Power, and AI in a Traumatized World
(Kindle $5, print $10, audiobook) Read the first section for free (PDF).

Pathfinding our Destiny: Preventing the Final Fall of Our Democratic Republic ($5 Kindle, $10 print, ( audiobook): Read the first section for free (PDF).

The Adventures of the Consulting Philosopher: The Disappearance of Drake $1.29 Kindle, $8.95 print); read the first chapters for free (PDF)

Money and Work Unchained $6.95 Kindle, $15 print)
Read the first section for free


Become a $1/month patron of my work via patreon.com.




NOTE: Contributions/subscriptions are acknowledged in the order received. Your name and email remain confidential and will not be given to any other individual, company or agency.

Thank you, Doug S. ($5/month), for your splendidly generous pledge to this site -- I am greatly honored by your support and readership.

 

Thank you, Dennis S. ($50), for your marvelously generous contribution to this site -- I am greatly honored by your support and readership.

Read more...

Wednesday, June 01, 2022

Who's Going to Fix What's Broken?

When nobody cares that systems have broken down and there is no will or interest in fixing essential systems, there is no happy ending.

Who fixes systems when they break down? The answer appears to be: nobody. Here are three everyday examples from my own life, breakdowns which may be random and rare but which the odds suggest are systemic. Let's assume I'm not an unlucky one in a million but just another recipient of systemic breakdown.

1. U.S. Mail forwarding six month late. Millions of Americans move every year, and the US Postal Service, like other large-scale systems serving the public, has a system that automates change of address forms online. My previous experience is that mail forwarding might be a week or two late but it's been reliable.

In 2021--not so much. We left a car in storage in California in the Covid lockdown and family obligations made it necessary to deal with it at a later date. It's old and not worth much, and since we'd filed a Planned Non-Operation registration with the DMV, the registration fee was $23 a year.

If I'd anticipated USPS mail forwarding to completely break down, I would have signed up online for CA-DMV email notices, but I assumed mail forwarding was functional. Alas, we received our 2021 auto registration notices sent in May 2021 in late November--long after the renewal deadline in early June. The mail wasn't a week or two late, it was six months late. That's a breakdown.

That's when the breakdown of California DMV's system revealed itself rather ingloriously.

2. Your non-operational car in storage must be insured and pass a smog certification test. I've noticed many local government agencies are no longer satisfied to simply charge a late fee for tardy payment--their responses are designed to punish the tardy public far beyond the "sin" of missing a deadline for payment/filing a form.

The California DMV strips away the option to register a car as non-operational once you're 90 days late in registering the vehicle. This doesn't mean your non-operational car magically becomes operational and can be driven to a smog certification station. It just means you have entered DMV No-Exit Purgatory: your car can't be smog certified, therefore it can't be registered, and so it drops completely out of the DMV online system.

Not only is the car non-operational, we weren't there to deal with it. California has tens of millions of residents (around 39 million) and millions of registered vehicles. 675,000 people moved out of California in 2021 and some percentage probably left cars in storage, what with the 2020 Covid travel restrictions and other issues.

I find it difficult to believe I am the only individual who missed the deadline to register my non-operational vehicle as non-operational, but the DMV has no system response other than demanding a $214 late fee (heh) and that you register the vehicle as operational.

Trying to get the DMV to acknowledge a DMV change of address form is an epic in itself. Submit a paper form or an online form, neither one can be relied on.

Sending correspondence to the DMV asking for help in fixing this problem is like sending letters to the dead-letter dumpster. Some DMV staffer decided to get my case off their desk by arbitrarily declaring the car had been "registered in another state." This led to the absurdity of the DMV demanding a document from the Hawaii DMV proving the car which I'd repeated stated was non-operational in California storage hadn't been transported to Hawaii. In other words, it became my job to fix the absurd errors of DMV staff.

When the public has to go through endless hoops to fix problems created solely by the public agency itself, this is a Kafkaesque breakdown in "public service."

I finally located an online DMV portal which accelerated the 7-month back-and-forth-going-nowhere to a week of endless emails and submittals of documents. (Could the DMV have pointed me to this portal in the previous 7 months? One would think so, but the answer is "apparently not.")

After 7+ months of completely needless churn-- a waste of my time and the time of DMV staffers--the DMV decided to issue us a non-operational registration for the non-operational car.

What difference does it make to the DMV if the non-operational car in storage is registered 91 days late, or 209 days late? As long as the outrageous late fee is paid, what benefit to the public interest is served by creating a no-exit Purgatory where the owner can neither register the non-operational car as non-operational or get the car running and get the smog certification? None. The DMV just wasted its own staff on a completely useless 7+-month travesty of a mockery of a sham of "public service."

3. We cashed the tax payment attached to your 2021 tax return but you didn't submit a 2021 tax return. I've tried everything to reach the IRS (Internal Revenue Service) and solve problems not of my own making, but nothing has worked. I've waited patiently on the phone, and found the staff courteous and trying to be helpful, but unable to get the problem resolved. I've gone to the local office and been told, we can't handle that, contact the regional office.

The first fiasco was trying to register online to pay my taxes. One would imagine the IRS would make every effort to to make paying your taxes easy, but this wasn't my experience. For reasons beyond my feeble grasp, the IRS recommended I open an EFTPS tax payment account. This proved impossible, for a reason which only became clear after repeated failures--a reason which the courteous IRS staff apparently couldn't see on their screens: The IRS online system only recognizes my 2016 tax year. Entering data from 2017, 2018, 2019 or 2020 shunted me into a "the data you provided does not match our records" dead-end. No explanations or help were offered.

If only the IRS phone staff had been able to tell me, "just enter the data from your 2016 tax return," a huge amount of completely useless churn could have been avoided.

The second fiasco was submitting my 2020 tax return in March, 2021 and receiving multiple letters from the IRS stating they hadn't received my 2020 tax return. I sent a letter to the IRS in September 2021 asking if they wanted me to resubmit my 2020 tax return. I then received three form letters over the next 4 months stating that "we're looking at the issue and need more time."

I finally wised up and logged into my IRS account, which enables taxpayers to download transcripts of their tax records. Here's the transcript of my tax payments and IRS actions:



Note it says "payment with return, March 31, 2021," meaning the IRS received my 2020 return and the payment attached to the return in in late March 2021, and the payment attached to my tax return was deposited on March 31, 2021. (A whopping $668.)

So if I can see this transcript proving my 2020 tax return and payment were received in late March 2021, then why couldn't the IRS staff see this same information? It boggles the mind: there's the data, for everyone in the IRS to see, but instead a completely needless, pointless churn of correspondence wasted everyone's time and effort.

Next, note that my 2020 tax return was finally processed on February 21, 2022. Meanwhile, through all this this 6 months of utterly useless churn, I was also trying to get the IRS to change my address. I submitted official IRS change of address forms to little effect. Finally, in March 2022, I received a letter from the IRS confirming my change of address and 2020 tax return had been processed. Whew.

It took a year to get it sorted. That's a breakdown.

What's the takeaway from these three experiences? For me, the takeaways are:

1. Systems that were reliable are no longer reliable.

2. The breakdowns are incredibly difficult to fix within the system.

3. The fixes consume an enormous, completely unproductive amount of time and effort.

4. Digitizing records and automating online services hasn't led to reliable, efficient systems optimized to solve problems.

5. Nobody in the system or in the political hierarchy has any interest in the deep overhaul required to actually restore these systems' reliability, efficiency and ability to fix problems.

Who's going to fix what's broken? No one. When the systems we rely on--the postal service, the vehicle registration system, the tax payment system--no longer function reliably or effectively, where does that take us as a society? Where does that take the economy? When nobody cares that systems have broken down and there is no will or interest in fixing essential systems, there is no happy ending.


Recent podcasts/videos:

The Big Problems And Crash Dynamics Of The Spring/Summer 2022 Housing Market Crisis, Simplified (1:08 hr)

My new book is now available at a 10% discount this month: When You Can't Go On: Burnout, Reckoning and Renewal.

If you found value in this content, please join me in seeking solutions by becoming a $1/month patron of my work via patreon.com.



My recent books:

Global Crisis, National Renewal: A (Revolutionary) Grand Strategy for the United States (Kindle $9.95, print $24, audiobook) Read Chapter One for free (PDF).

A Hacker's Teleology: Sharing the Wealth of Our Shrinking Planet (Kindle $8.95, print $20, audiobook $17.46) Read the first section for free (PDF).

Will You Be Richer or Poorer?: Profit, Power, and AI in a Traumatized World
(Kindle $5, print $10, audiobook) Read the first section for free (PDF).

Pathfinding our Destiny: Preventing the Final Fall of Our Democratic Republic ($5 Kindle, $10 print, ( audiobook): Read the first section for free (PDF).

The Adventures of the Consulting Philosopher: The Disappearance of Drake $1.29 Kindle, $8.95 print); read the first chapters for free (PDF)

Money and Work Unchained $6.95 Kindle, $15 print)
Read the first section for free


Become a $1/month patron of my work via patreon.com.




NOTE: Contributions/subscriptions are acknowledged in the order received. Your name and email remain confidential and will not be given to any other individual, company or agency.

Thank you, Chris B. ($5/month), for your splendidly generous pledge to this site -- I am greatly honored by your support and readership.

 

Thank you, Sean A. ($54), for your marvelously generous contribution to this site -- I am greatly honored by your support and readership.

Read more...

Monday, May 30, 2022

Why America Decays: The Tyranny of Self-Interest

Only those societies which still have a functional public interest / common good will survive; those ruled by the tyranny of self-interest will fall.

I've discussed the moral rot consuming the American Project in blog posts and my books. This moral rot--perhaps better described as civic decay--is so pervasive and ubiquitous that we are forgiven for assuming "this is the way it's always been."

This inability to discern the rot is the result of the gradualness of the decay. There are many analogies: the slowly boiled frog, the way in which weight gain creeps up on us, and so on. This is the result of humanity's finely tuned knack to habituate to any new environment and normalize what would have been intolerable in the recent past.

We adapt to changing expectations, incentives, values and realities over time and forget the way our world functioned in previous eras.

There are many examples of this. Many of the changes in our society, politics and economy can be traced back to the early 1980s, when financialization (and its offspring, regulatory capture and pay-to-play) began its rise to supremacy.

Forty years ago, student loans were unknown and healthcare costs did not bankrupt households. Forty years ago, relatively few Americans were obese. Go back a decade further, prior to the explosion of fast-food outlets, and a small percentage of the money Americans spent on food went to eating out / away from home, i.e. fast-food and restaurants. Eating out was a treat reserved for special occasions, not a daily ritual / birthright.

In the post-Vietnam era, Americans were wary of foreign entanglements. The Presidency wasn't quite as Imperial as it is today. Congress still held some modest power over foreign entanglements. This is no longer the case.

The most insightful way to grasp the pervasive moral rot is to examine the tyranny of self-interest: in the past, the public interest / common good still had a foothold in the nation's values, incentives and expectations. Now the public interest / common good are nothing but paper-thin PR cover for maximizing private gains by any means available, i.e. the supremacy of self-interest.

Our ability to discern the difference between serving the public interest / common good and making a modest profit doing so and harming the common good to maximize private gains has been lost. There are many such examples. The financialized self-interest behind student loans, healthcare, national defense, Big Pharma, Big Ag, Big Everything--i.e. cartels and monopolies--is visible in every nook and cranny of the U.S. economy, political structure and economy.

Synthetic opioids offer a good example. Under the preposterously false guise of "serving the common good" with painkillers, Big Pharma caused the deaths of tens of thousands of Americans and ruined the lives of hundreds of thousands more via the devastation of addiction-- addiction which Big Pharma was pleased to promote as non-addictive because this served to maximize profits.

As is now the norm, no one is held personally responsible for this completely needless public health catastrophe. A few wrist-slap fines are administered and life in America goes back to the relentless urgency to maximize private gains by any means available: fraud, deception, overbilling, embezzlement, regulatory capture, pay-to-play, and so on.

The phony PR cover for the the tyranny of self-interest is that the pursuit of maximizing profits by any means available magically benefits the public. The apologists trot out various example of planned obsolescence as "proof" that the supremacy of self-interest is the golden road to a glorious society, but all this careful cherry-picking doesn't make the moral rot and civic decay go away.

America is doomed to decay as long as we can't tell the difference between the public interest / common good and self-interest. The two are not the same, but we've lost the ability to discern the difference. Only those societies which still have a functional public interest / common good will survive; those ruled by the tyranny of self-interest will fall.




Recent podcasts/videos:

The Big Problems And Crash Dynamics Of The Spring/Summer 2022 Housing Market Crisis, Simplified (1:08 hr)

My new book is now available at a 10% discount this month: When You Can't Go On: Burnout, Reckoning and Renewal.

If you found value in this content, please join me in seeking solutions by becoming a $1/month patron of my work via patreon.com.



My recent books:

Global Crisis, National Renewal: A (Revolutionary) Grand Strategy for the United States (Kindle $9.95, print $24, audiobook) Read Chapter One for free (PDF).

A Hacker's Teleology: Sharing the Wealth of Our Shrinking Planet (Kindle $8.95, print $20, audiobook $17.46) Read the first section for free (PDF).

Will You Be Richer or Poorer?: Profit, Power, and AI in a Traumatized World
(Kindle $5, print $10, audiobook) Read the first section for free (PDF).

Pathfinding our Destiny: Preventing the Final Fall of Our Democratic Republic ($5 Kindle, $10 print, ( audiobook): Read the first section for free (PDF).

The Adventures of the Consulting Philosopher: The Disappearance of Drake $1.29 Kindle, $8.95 print); read the first chapters for free (PDF)

Money and Work Unchained $6.95 Kindle, $15 print)
Read the first section for free


Become a $1/month patron of my work via patreon.com.




NOTE: Contributions/subscriptions are acknowledged in the order received. Your name and email remain confidential and will not be given to any other individual, company or agency.

Thank you, William J. ($5/month), for your splendidly generous pledge to this site -- I am greatly honored by your steadfast support and readership.

 

Thank you, Terry L.-M. ($10.80), for your most generous contribution to this site -- I am greatly honored by your support and readership.

Read more...

Friday, May 27, 2022

I'm Looking for Ten Readers Willing to Pony Up $1 for the Crazy-Valuable Content Here

Thank you very much for considering this beggar's banquet.

OK, I get it: money's tight. A great many bets and certainties have turned to dust. 401K accounts have been decimated and the level of uncertainty about the future is pegged to 11.

It's times like this when the crazy-valuable content on Of Two Minds becomes even more crazy-valuable. Yes, many people reckon it's simply crazy, but look how many times what was dismissed as crazy by the mainstream turns out to be right.

For example, What If All the Cheap Stuff Goes Away? (March 30, 2018).

I try to turn a uniquely pragmatic, independent eye on the world, avoiding ideological tunnel-vision. My interest is in real-world solutions, both systemic:
The Only Non-Totalitarian Solution to Resource Scarcity: Decentralized Degrowth and The Community Economy Needs Its Own Money.

--and on the individual-household level:
Livelihoods in a Degrowth Economy and The Epidemic Nobody Talks About: Burnout.

I'm interested in grounded optimism, not empty optimism: Doom Porn and Empty Optimism.

I'm interested in what's becoming increasingly scarce, starting with common ground. The number of issues that divide us is expanding like a supernova as polarization disintegrates what few islands of common ground still exist. I'm interested in preserving the remaining bits of common ground and perhaps even establishing a few new ones.

The world is being forced to transition to degrowth, and this opens a path to a much more sustainable, human-scale way of life that is antifragile rather than precarious. Sure, we can cling to waste is growth, but why self-destruct when a brighter future beckons?

I can't help being frugal (see photos below) in both the tangible world and the world of ideas, where I try to identify the core systems dynamics in play, for example, What Happens When Complexity Unravels? (May 6, 2022) and Checking In On Five Long-Term Cycles.

I tend to focus on what one reader described in this way: "money richness and wealth are vastly different animals."

For reasons beyond my feeble comprehension, this led to Of Two Minds being shadow-banned, starting with my inclusion in the infamous anonymous hit-list PropOrNot in 2016. So far I've avoided being renditioned to a rat-infested cellblock in the 'Stans, so life here on the margins is lively though not exactly lucrative (see below).

Let's not overlook the entertainment/amusement value of crazy. Crazy has its own unique value, and if there's one thing that everyone can agree on, it's that Of Two Minds is unique (ahem, in a good way).

I don't expect you to agree with everything I post, or agree with any of it--that's not my goal. I don't see content as a popularity contest, I see it as an opportunity to contribute to our understanding and the debate on how best to respond to problems and obstacles. A mix of differing proposals and critiques is essential to the process of moving forward. You and I are part of that process.

I tend to keep expectations low, as my experience tracks Churchill's definition of success: going from failure to failure without loss of enthusiasm.

So in the spirit of maintaining low expectations, I'm looking for ten of you thousands of readers who reckon the crazy-valuable (or just plain crazy) content here is worth a dollar. Heck, let's call it a dollar a month, or 12 Washingtons a year.

Those ponying up a Lincoln ($5) every month get the weekly Musings Reports, an incredible bargain given what you get. The goal here at Of Two Minds is to not just scrape through crises but emerge with greater skills, adaptability and real wealth--the kind that can't be taxed, stolen or expropriated because it's social and experiential capital. (A cushion of a few extra quatloos is also a goal, as they may come in handy.)

Alas, I'm never going to mint a million on TikTok or YouTube. Yes, I understand the value of video and podcasts, but this site is focused on data-driven analysis and marked-up Federal Reserve charts. (I fear my photos of garden veggies are not going to mint me a million on OnlyFans, either.)

So here's my question to you: are you one of the few, the daring, the foolhardy, the insanely generous readers willing to pony up a dollar a month to extend life-sustaining encouragement to the one-person content factory here at Of Two Minds?

If you are one of those rare and precious souls, please accept my sincere gratitude:

Yes, I'm rattling the begging bowl.

I'm asking you to consider becoming a patron or contributor. If you need a doorstop, paperweight or sleep-aid, buy one of my books. Heck, buy one as a doorstop and another as a paperweight; they work splendidly in these utilitarian roles.

Become a patron of my work via patreon.com

How to Contribute / Subscribe to Of Two Minds

Thank you very much for considering this beggar's banquet.








Recent podcasts/videos:

The Big Problems And Crash Dynamics Of The Spring/Summer 2022 Housing Market Crisis, Simplified (1:08 hr)

My new book is now available at a 10% discount this month: When You Can't Go On: Burnout, Reckoning and Renewal.

If you found value in this content, please join me in seeking solutions by becoming a $1/month patron of my work via patreon.com.



My recent books:

Global Crisis, National Renewal: A (Revolutionary) Grand Strategy for the United States (Kindle $9.95, print $24, audiobook) Read Chapter One for free (PDF).

A Hacker's Teleology: Sharing the Wealth of Our Shrinking Planet (Kindle $8.95, print $20, audiobook $17.46) Read the first section for free (PDF).

Will You Be Richer or Poorer?: Profit, Power, and AI in a Traumatized World
(Kindle $5, print $10, audiobook) Read the first section for free (PDF).

Pathfinding our Destiny: Preventing the Final Fall of Our Democratic Republic ($5 Kindle, $10 print, ( audiobook): Read the first section for free (PDF).

The Adventures of the Consulting Philosopher: The Disappearance of Drake $1.29 Kindle, $8.95 print); read the first chapters for free (PDF)

Money and Work Unchained $6.95 Kindle, $15 print)
Read the first section for free


Become a $1/month patron of my work via patreon.com.



Contributions/subscriptions are acknowledged in the order received. Your name and email remain confidential and will not be given to any other individual, company or agency. All contributors are listed below in acknowledgement of my gratitude.

Thank you, Cheryl N. ($100), for your outrageously generous contribution to this site -- I am greatly honored by your steadfast support and readership.

 

Thank you, Bill S. ($50), for your magnificently generous contribution to this site -- I am greatly honored by your steadfast support and readership.

Read more...

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