Let's pretend student loans aren't just a stupendous and highly profitable scam being run on the youth of America. Of course pretending doesn't make it so.
An amazingly large portion of my patients ( drug and alcohol addicted and the psychiatrically ill) are fleeing into student loans and grants to escape homelessness.I even have previously middle-class patients ( many with previously missed "soft" bipolar illness which has got them into deep trouble due to depression and impulsiveness), some in their sixties, who are taking this route for want of any plausible alternative.
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